Interest Rates Down to 6.17%

Fixed-rate mortgage interest rate dropped to 6.17%. This is a continuation of a trend for the past 3 weeks; 30-year and 15-year mortgages fell and the avg jumbo 30-year fixed mortgages rose.

Read more at BankRate.com:

http://www.bankrate.com/brm/news/bank/Nov2907_interest_rate_roundupa1.asp?s=2#tab

Karen
www.move2va.com

Featured Home - 6+ Acres Albemarle - Horses Welcome!

• Room for all: 4 bedrooms including first-floor master suite
• Gourmet kitchen with Corian countertops, custom cabinetry, open to great room
• Gourgeous two-story stone fireplace
• Pool for summer fun!

Karen
www.move2va.com

Proposals For Albemarle / Charlottesville Eastern Connector

Here are four of the proposals for the Eastern Connector

(click each one to go to the original PDF file):

Learn more at the official Eastern Connector website at Albemarle.org:

http://www.albemarle.org/department.asp?department=planning&relpage=9606

Which plan do you think is best?

Karen
www.move2va.com

Events in Charlottesville & Central Virginia This Weekend (Nov. 30-Dec. 2, 2007)

I found these items at The Hook's calendar:

- The Old Michie Theatre presents a puppet show version of The Three Bears. Original hand-sculpted marionette puppets perform in a fairytale stage setting with audience participation, lighting effects, and not-too-scary bears. Saturday at 11am, 2 and 4pm. $5. Reservations recommended.

- Crafty little elves ages 4 and up can create their own holiday house with edible materials at the Virginia Discovery Museum. Saturday 10:30am-11:15am. $8/members; $10/nonmembers. Registration required.

- Starting Saturday, families are invited to cut their own Christmas trees from Ash Lawn-Highland's fields of Virginia pine and cedar. This is not a tree farm, so choppers may have to do some hiking, and the trees are growing naturally, not shaped. Check in at the Gift Shop for directions to the cutting fields. Bring a saw and a rope to tie the tree to vehicle. Daily 11am-4pm.

- Monticello holiday tour: hour-long, small-group house tours, which include the Dome Room, offer visitors an intimate look at how the holidays were celebrated in Jefferson's time, plus the rare opportunity to experience Monticello after dark. $40. Saturday 5:30pm and 5:45pm. Reserved tickets required.

- Photos with Santa Paws by portrait artist Kevin Blackburn at The Animal Connection. Santa hats, elf hats, and holiday dog wear will be available on site. No reservation necessary, first come first served. All pets should be well behaved and must be on leash. Sunday 1-4pm.

Yesterday the WINA website had these event listed:

- The Charlottesville Energy Fair will be held Friday at the Charlottesville Pavilion on the Downtown Mall.

- Tech Challenge State Championship (Robotics): Come see 48 High School Teams including the Monticello Mustangs compete at University Hall. Learn about First Robotics, a fun, hand on, team way to make meaningful connections with science, math, engineering and technology. Free Admission. Saturday 8:30am-6:00pm

- The Annual Piedmont Virginia Community College Pottery Club Sale will be held at PVCC's Dickinson Building Commons. Featured will be unique, handmade, high fired stoneware, priced to fit your holiday shopping budget. Free drawing for door prize. Cash sales only, please. Saturday 9am-12pm.

- Join the Outdoor Adventure Social Club for a Dog Friendly Hike, Sunday 10am-2pm. Meet at Fontaine Research Park. Cost is $5, plus membership.

- The Charlottesville High School Band presents their 67th Annual Winter Concert at Charlottesville High School. Free and Open to the public, Sunday 2pm-4pm.

- The Piedmont Virginia Community College chorus will perform its annual holiday concert on the main stage of the V. Earl Dickinson Building. Admission is free and open to the public. Sunday 3pm-5pm.

Here's more fun I found at AlbemarleFamily's calendar:

- The 3rd Annual Timo's Memorial 5K, in scenic Pleasant Grove in Fluvanna. Proceeds will be donated to Lake Monticello Fire Rescue and Palmyra Fire in memory of Timo Husted Wright. Saturday at 10am.

- Drop & Shop: Bring your children to the Charlottesville-Albemarle SPCA to help decorate the facility decorating kennels, making ornaments, hanging stockings and other holiday fun. The SPCA will provide all craft needs, adult supervision and seasonal beverages and treats for a fun-filled afternoon. Saturday 10am to 2pm. $25 minium donation.

- Annual Holiday Bazaar at Waldorf School, children's activities, lunch, and entertainment. Saturday

- Brownsville Arts & Crafts Fair Saturday from 9am-1pm at Brownsville Elementary School.

- The Virginia Consort with The Virginia Consort Youth Chorale: Christmas music with organ, candlelight and decorations, and brass quintet. This concert is most appropriate for children school age and older. First Presbyterian Church, Charlottesville, Saturday 4pm and 7pm. $20, or $10 for students.

- Pancake breakfast and craft fair at Red Hill Elementary School in North Garden. Come enjoy breakfast, win a door prize and large selection of local crafters. Saturday 8am to 12pm.

- Victorian Christmas at Maymont Park in Richmond. Enjoy an old-fashioned Victorian Christmas: tea with Father Christmas, as well as storytelling, musical performances and living history demonstrations. Festive horse-drawn carriage rides and tours of the lavishly decorated Maymont House Museum, complete with a 12-foot Christmas tree. The festive afternoon concludes with an old-fashioned carol sing to fill you with good cheer and Christmas spirit. Sunday 12pm to 4pm.

- Charlotte's Web musical by The Black Box Players,over 75 adult and children actors. Burnley Moran School Auditorium. Friday & Saturday 7pm. Sunday 3pm. $8 reserved seating.

- The Charlottesville and University Symphony Orchestra and the University Singers, under the direction of Conductor Michael Slon, will present its Family Holiday Concert. UVA's Cabell Hall Auditorium. Saturday 8pm, Sunday 3:30pm. $11-$25.

- UVa Women's basketball team takes on Fairleigh Dickinson! Free scoops of Ben & Jerry's ice cream to fans before tip-off courtesy of Albemarle Family. Stop by the AlbemarleFamily booth to meet our mascot Bumble and enter to win a prize! John Paul Jones Arena, Charlottesville, Sunday at noon.

- UVA Wind Ensemble holiday concert. They will explore new literature as well as perform the masterworks of the wind band era. Old Cabell Hall, UVA, Sunday at 8pm. $10 General /$5 Students /5ARTS$.

I found this event at the Louisa Arts Center's calendar:

- 'Tis The Season ~ Celebrating the Season. Festivities begin at 7 pm Saturday with the Tree Lighting, followed by caroling and a special performance by The Spirits to follow in the Center. Visit the gallery exhibit, the Children's Christmas Tree, enjoy refreshments. Free.

Lots of holiday music and shopping this weekend! Enjoy!

Karen
www.move2va.com

Learn More About The Charlottesville Eastern Connector

Come out either tonight or tomorrow night and learn more about the three possible locations for an eastern connector that will connect the Pantops area with the 29 North corridor. The agenda items will be the same at both meetings:

- Tonight, Wednesday, 11/28/07 at 7pm in the Baker-Butler Elementary School cafeteria at 2740 Proffit Road, Charlottesville.

- Or tomorrow, Thursday, 11/29/07 at 7pm in the County Office Building at 401 McIntire Road, in the 2nd floor lobby.

We are growing and we all need to learn more about the possibilities for improved transportation, especially an eastern connector which is much needed.

Read more about the Charlottesville/Albemarle eastern connector at the CharlottesvilleTomorrow blog:

http://cvilletomorrow.typepad.com/charlottesville_tomorrow_/2007/11/easter_connecto.html

Karen
www.move2va.com

Deal of the Week: McDonald's Coupon

McDonald's Printable Coupon

Buy a McSkillet Burrito and get a free breakfast sandwich OR free McSkillet Burrito

Expires Dec. 24, 2007

Enjoy this deal while you're out shopping!

Karen
www.move2va.com

A new incentive!

From http://www.cartoonresource.com/

Karen
www.move2va.com

Improving Your Home's Curb Appeal

Keeping things light, bright, open and charming inside may lead to an early sale if you're trying to sell, or just enjoying your home more if you're there to stay.

In this article from the NBC29 HomePlace web page (http://www.nbc29.com/Global/story.asp?S=6386172), are some ideas that can create curb appeal for the exterior of your home as well, which is so important if you're selling.

Five Quick Fixes That Improve Curb Appeal for Under $500

(ARA)
- It's a known fact: Good-looking, well-maintained homes sell faster (and command a higher price) than houses that appear worn down and tired. In today's attractive roller coaster real-estate market enhancing curb appeal -- the first impression of a house as seen from the street -- can mean the difference between attracting serious buyers and resulting in a sale, or having the property languish for months as unsold. "Adding curb appeal is a quick and easy way to liven up the home's exterior and improve the value of the home," says Leslie Segrete, home improvement expert and television personality of The Learning Channel's (TLC) Trading Spaces and While You Were Out. Segrete offers the following tips for under $500:

Tip # 1: Refresh Exterior Wood

One of the most significant curb-appeal improvements homeowners can make is to refresh all exterior wood surfaces. Check wood siding, trim, doors, mailboxes, decks and fences for fading, dirt and peeling paint. If the wood is unfinished, use a wood cleaner; if it's finished, use a wood stripping solution. Next, add a fresh coat of stain so these wood surfaces look clean and new again. Consider adding color to outdoor wood furniture with an exterior wood stain; it's an inexpensive way to "decorate"
outdoors. The Flood Company's CWF-UV5 Designer Colors Premium Wood Finish is
available in eight sheer tones, including colors like Spring Moss and Grapevine
Grey. This premium exterior wood finish is also ideal for wood decks, siding and
fences because it's guaranteed to protect against water damage, peeling,
blistering and graying of the surface due to ultraviolet exposure. The Flood
Company also offers a line of wood cleaning and prep products.

Tip # 2: Prune Foliage and Shrubs, Add Mulch, Trim shrubs and trees, and
manicure the lawn.

Consider energizing the landscape by planting fresh flowers
-- simply adding $100 in brightly colored annuals will instantly improve the
total appearance of the yard. Take time to prune dead branches, trim back
overgrown shrubbery and spread mulch or bark around trees, shrubs and flowers
for a weed-free, well-kept look. Also, small shrubs are great for concealing
unattractive aspects of a home's exterior, including unappealing
air-conditioning units.

Tip # 3: Freshen Up Windows, Shutters and Gutters

Clean windows that flank the front door and repair broken windows and torn screens. Repair and clean shutters to complement the revitalized front entrance, and remember to clean surrounding gutters as they can instantly ruin a first impression.

Tip #4: Lighten Up

To add warmth and add interest, consider installing exterior lighting fixtures to shed some light on a favorite tree, or illuminate the walkway. Remember to clean existing light fixtures and replace burnt-out bulbs.

Tip #5: Accessorize

A small number of accessories adds charm, especially at the home's entryway. Consider adding a few understated ornaments like burgeoning flowerpots, a colorful welcome mat, a name plate or a small rocking chair to make the space look "homey" and welcome. These small additions will attract homebuyers who can envision themselves in the lovely space.

Quick, easy and inexpensive, these five tips will infuse instant energy and appeal into any home's exterior. For printable guides on exterior home maintenance and
additional tips, visit http://www.flood.com/ or call (800) 321-3444. If you have used or plan to use a Flood Company product to brighten up your exterior space, enter
Flood's monthly "before and after" photo contest for a chance to win a $100 gift
certificate to Smith & Hawken or Crate&Barrel. Visit www.flood.com/flood/DIY/IdeaGallery/BeforeandAfter for more details.

Courtesy of ARAcontent

Karen
http://www.move2va.com/

Tax Assessments Going Down

I recently read on Waldo Jaquith's blog, www.cvillenews.com , that Albemarle County property tax reassessments should be flat or reduced next year.

Homes will sell for less. But keep in mind when buy you'll get a deal. This is the time to buy up and down, with low interest rates, etc.

Read more at CvilleNews.com:

http://www.cvillenews.com/2007/11/15/assessments-forecast-down/

Quote of the Week from Sister Mary Lauretta

"To be successful, the first thing to do is fall in love with your work."

--Sister Mary Lauretta

Sister Mary Lauretta is an American Roman Catholic nun and science teacher.

Karen
www.move2va.com

Text Msg A Soldier To Say Thanks!

The Defense Department’s "America Supports You" program lets you show appreciation to our troops who are far from home for Thanksgiving this year.

It officially began Nov. 17 and concludes at midnight PST Nov. 22.

Simply send a brief text message to 89279.

Each message sent will receive a response from an active-duty service member.

AT&T, Sprint Nextel, Verizon, T-Mobile, and other major cell providers will provide access to the program.

Read more in this article from American Forces Press Services:

http://www.defenselink.mil/news/newsarticle.aspx?id=48161

What a great idea! I found out about this through a fax that RE/MAX International sent out to all offices yesterday.

Karen
www.move2va.com

Events in Charlottesville & Central Virginia Thanksgiving Weekend (Nov. 22-26, 2007)

First and foremost, the biggest event this weekend...

UVA vs. Virginia Tech, Saturday, at High Noon. UVA wants a sea of orange, so dress appropriately. Good luck finding tickets.

These events, and more, were on the Albemarle Family calendar:

- Turkey Trot at the Boar's Head Inn, Thanksgiving Day at 9am. Wrk up an appetite for a good cause in true Charlottesville tradition. Unite with friends and family to run (or walk!) the 5k course through Ednam Forest and raise money for the University of Virginia Children's Hospital. Tethered hot-air balloon rides are also offered that morning to participants or spectators.

- The Blessing of the Hounds service on Thanksgiving Day, before the Fox Hunt, in the churchyard of Grace Episcopal. 10am. Free.

- Barracks Road Annual Holiday Parade, Friday at 9am. Santa arrives with over sixty of his friends, including local civic organizations, marching bands, antique cars, horse-drawn carriages, and Charlottesville/Albemarle area princesses. Parade route begins in front of Harris Teeter.

- Charlottesville Tradition Grand Illumination, Friday 4pm-8pm. The Jeffersonland Chorus will make holiday music in Central Place. Charlottesville's Mayor, David Brown, will flip the switch, lighting up the entire Downtown Mall with brilliant Holiday lights. Jefferson, Lewis and Clark, and other historic characters gather on the Mall with musicians, performers and carolers. The Central Place at Downtown Mall.

- All The Hoos In Hooville at the Charlottesville Downtown Visitor's Center, Sunday at 5:30pm. An evening of Christmas fun featuring the cartoon, "How the Grinch Stole Christmas", as well as the movie starring Jim Carrey . There will be caroling by local choirs and UVA acapella groups, free popcorn and hot chocolate during the movie. Free.

- Santa's Arrival at the Charlottesville Downtown Mall, Sunday at 1:30pm. Santa rides a horsedrawn carriage down the mall! Then he will set up shop in The Shops at April's Corner, where he will be available to listen to the wishes of children of all ages. The carriage will then be available for free rides on a first come, first serve basis. 1:30pm.

- Thanksgiving at Wintergreen, Thursday-Sunday at Wintergreen Resort. Traditional feasts, the grand illumination of the courtyard, gingerbread house and boxwood wreath workshops.

- The Moscow Ballet will present its Great Russian Nutcracker. At the Martin Luther King Jr., Performing Arts Center. Monday & Tuesday at 7:30 pm.

I found these at NBC29's calendar:

- Mistletoe Market in Fluvanna - A holiday shopping event open every weekend until Christmas. Wonderful selection of home decor, antiques, folk art and seasonal accents. Located on Union Mills Road (Route 616) Troy, VA- near the Fluvanna SPCA. Fridays & Saturdays 10am-8pm, Sundays 1pm-8pm.

- Marine Toys for Tots Stuff the Truck. This event will feature motorcyclists, cheerleaders, and other performing acts. Come support the Marine Toys for Tots campaign in it's 60th year by donating a new, unwrapped toy for a needy child for the holidays. Friday, 9am-5pm, Kmart parking lot Charlottesville.

These events were on the Virginia Is For Lovers calendar:

- Mount Vernon by Candlelight 2007, 5:30pm-9:00pm, Fridays-Sundays now through 12/9/07. Learn about the Washingtons' Christmas traditions; tour the candlelit mansion including the rarely-seen third floor; and meet historical characters including Martha Washington. On the grounds, guests enjoy caroling and free cookies and hot cider around a roaring campfire. $15/adults; $10 children.

- Holiday Open House at Valley Green Gallery in Nellysford, Friday, 10am-5pm. A festive occasion music and refreshments. A chance to "meet the artist and artisans". Located at the edge of the Blue Ridge Mountains, near Wintergreen Resort.

- Foods & Feasts of Colonial Virginia, Thursday-Saturday, 9am-5pm. Explore the 17th- and 18th-century culinary practices of Virginia. At Jamestown Settlement, learn how food was gathered, preserved and prepared on land and at sea by Virginia's English colonists and Powhatan Indians. At the Yorktown Victory Center, learn about typical soldiers' fare during the American Revolution and trace the bounty of a 1780s farm from field to kitchen. $17.75 (adults), $8.50 (6-12).

Happy Thanksgiving!

Karen
http://www.move2va.com/

How To Reduce Spam

Receiving hundreds of spam emails a day is extremely frustrating and time consuming. We are hooked on email now, and it comes with the territory unfortunately.

How to stop it? Everyone is looking for ways to reduce it.

There are lots of spam blockers. Check with your email host to see if they offer spam filtering options.

Our web/email host, One World Hosting, offers NOSPAM, which is a great blocker. For only $5 per month they block out a huge amount of it from our inboxes. Then you can login to NOSPAM separately to check what they've filtered, just in case a good email gets filtered by mistake.

Read more about preventing spam in this article from Realtor.com:

http://www.realtor.org/libweb.nsf/pages/fg908

Here's another great article with 10 spam fighting tips from Microsoft's Crabby Office Lady:

http://office.microsoft.com/en-us/help/HA010701261033.aspx

What do you use to prevent spam? Please share your tips. We'll all be thankful for sure!

Karen
www.move2va.com

Thanksgiving Funnies

Why do turkeys always go, "gobble, gobble"?

Because they've never learned good table manners!

===================================================

Can a turkey jump higher than the Empire State Building?

Yes - a building can't jump at all

===================================================

Why does a pilgrim's pants always fall down?

Because they wear their belt buckle on their hat

===================================================

Which side of the turkey has the most feathers?

The outside

===================================================

What sound does a space turkey make?

Hubble! Hubble! Hubble!

===================================================

What sound does a turkey's phone make?

Wing! Wing!

===================================================

How do you keep a turkey in suspense?

I'll tell you at Christmas.

===================================================

What do Hippies put on their Thanksgiving potatoes?

Groovy

===================================================

Why should you keep your eye off the turkey dressing?

Because it makes him blush!

===================================================

Hope these made you smile! Be sure to share them with your friends and family.

Happy Thanksgiving!

Karen
www.move2va.com

What You Should Know About Mold

Mold in homes and commercial buildings... insurance companies, buyers, sellers and mortgage bankers all have an interest in this subject.

I've been told that if your house has had a moisture or flooding problem that they may increase the insurance on your home, or when you sell it they may increase it significantly higher, but check with your insurance company to find out about your home's policy.

I guess that's why the Virginia Association of Realtors came out with a form for homeowners insurance and the fee, so we could protect our buyers from a rude awakening at closing for excessive rates on their dream home.

Mold can be corrected, but sometimes it can be very evasive. Of course, mold can be dangerous as well. We are lucky to have a mold expert in Charlottesville, Joel Loving. If you have any questions regarding mold or other environmental issues, call Joel. I'll be glad to furnish you with his contact information if you need it.

It's an issue today, so be careful.

Read more in "Bankers' Group Revisits Effects of Mold on Real Estate" from Realty Times:

http://realtytimes.com/rtcpages/20070726_moldeffects.htm

Read "Moisture and Mold Prevention and Control Tips" from the EPA:

http://www.epa.gov/mold/preventionandcontrol.html

Karen
http://www.move2va.com/

Quote of the Week: Be An Optimist

"The pessimist sees the difficulty in every opportunity; the optimist, the opportunity in every difficulty."

-- L. P. Jacks

or L. P. Jacks(1860-1955), was one of the the best known British Unitarian ministers in both North America and Britain from 1914 to 1940. A prolific writer, educator and a modern philosophy interpreter. Jacks tried to convince his peers of the need for using twentieth century communication to reach the common man with religion.

I say always look on the bright side and look for the opportunities you can achieve. If you believe that you will be successful, you'll make it happen.

Karen
www.move2va.com

Interest Rates up just a bit to 6.32%

Movement in national mortgage rates was mostly modest this week. Read more at:

http://www.bankrate.com/brm/news/bank/Nov1507_interest_rate_roundupa1.asp?s=2#tab

Karen
www.move2va.com

Almost New Home In Downtown Charlottesville

$274,900 (Reduced $25,000!)

• Gorgeous gourmet kitchen
  
• 2 Porches on front
  
• Deck to rear
  
• 3 Bedrooms
  
• 2.5 baths
  
• Bamboo floors on first floor
  
• Convenient to UVA, the Downtown Mall, I-64

Karen
www.move2va.com

Events in Charlottesville & Central Virginia This Weekend (Nov. 16-18, 2007)

At Albemarle Family's calendar I found these events and more this weekend:

- Jeffersonian Thanksgiving Festival, come give thanks as people did in Jefferson's day, also battle reenactments, period music, games and craft demonstrations, carriage rides, dancing, concerts, lectures, and more. Downtown Charlottesville, Market or Water Streets, Friday-Sunday.

- Family Art Jam - Sense of Place: Exploring the art of William Christenberry at the UVA Art Museum, make-and-take art for families, now available on a regular basis in the Museum's new and growing hands-on space. Saturday 1pm-3pm for 4 to 7 year olds and their families, 3pm-5pm for 7 to 12 year olds and their families.

- Free-Bridge Jazz Quintet, some of the finest jazz musicians in the country at Old Cabell Hall, UVA, Saturday at 8pm.

- The Lipizzaner Stallions, "the greatest equine ballet in history", at the JPJ Arena Friday 3pm & 7:30pm, and Saturday 2pm & 7:30pm.

- Ash Lawn-Highland Annual Open House, celebrate the anniversary of the Monroe's arrival at Highland, includes a visit from Presiden James Monroe, admission is free Sunday only for residents of Albemarle and the surrounding counties (Augusta, Buckingham, Fluvanna, Greene, Louisa, Nelson, Orange and Rockingham). Sunday, 11am to 5pm.

- Charlie And The Chocolate Factory at Old Michie Theatre, Friday 7pm, Saturday 7pm, and Sunday 3pm.

- Simon Mall's Evening of Giving at Fashion Square Mall, private shopping with all ticket proceeds benefiting local charities and non-profit organizations. Entrance is by ticket only on Sunday night, not open to the general public. Most restaurants and kiosks will be open with special one-time sales and activities. There will be door prizes and seasonal entertainment for adults and kids. Tickets available at the information desk at Charlottesville Fashion Square Mall, Sunday 6pm to 9pm, $10.

I found these and more events on The Hook's calendar:

- Charlottes Web musical, The Black Box Players, Friday 7pm, $8 reserved seating, at Burnley Moran School Auditorium.

- Bellydance Showcase: "Alexandra" hosts a showcase of several belly dancing styles. After the performances, enjoy open dancing and drumming. $10; $8/student. Friday, 7pm at Live Arts Upstage.

- Thanksgiving Sides Cooking Class: from sweet potato soup to roasted Brussels sprouts. $50. Friday at 7pm, 921 Preston Ave.

- Funny Family Portraits: Children ages 6-10 are invited to bring family photos for this drawing project at the Kluge-Ruhe collection. Free, Saturday 1:30-3pm, registration required.

- The Holiday Bazaar at the Starr Hill Brewery, hot soup, beer tasting and brewery tours, live music, children's activities, and 20 artists and crafters will keep the whole family happy. Free admission. Saturday 10am-6pm, 5391 Three Notch'd Road in Crozet.

- The Charlottesville Writing Center invites would-be writers to join them for a Writers Walkabout, followed by writing time, sharing time, and snacks, explore mysteries along the Rivanna Trail. Saturday 9am-11:30am. $10/adults, $5/children under 12.

- Create a Victorian holiday ornament, Saturday 9am-1pm, $35. Later in the day, learn to make an "endless necklace", Saturday 2pm-4:30pm, $35. Studio Baboo.

- Monticello presents "Saturdays in the Garden: Making Vinegar," and the uses of vinegar in preparing vegetables, meat, and dressings. $10, reservations required. Saturday 9:30am.

- Charlottesville Swing Dance Society offers a high-energy evening of swing dancing. At 6:30pm Saturday, Kevin Sumter and Lisa Morales teach a beginner country two-step lesson followed by intermediate lesson 7:15-8pm Saturday. Lessons included with the dance admission. Singles and couples welcome; no partner required. Saturday 8-11pm, $12/person, $6/students (with ID), $9/members at Greek Orthodox Church Fellowship Hall.

There's more fun at the Louisa Arts Center this weekend:

- Decorating Creatively for the Holidays. Learn how to creatively decorate using wreaths, arrangements, trees and greenery. Saturday 10:00 am – 12:30 pm. Outdoors, teens and adults. Design Packet for arrangements $8.00.

- Saturday Kid’s Quest ~ The Rhythm and Rhyme of History. Native American storytelling, music and more! Saturday 1:30–2:30pm. $3.00 child + parent; or $8 family of four.

- Purcell Gallery is Open Sunday 10am - 4pm; the Historyland Barbershop Chorus in the gallery from 1pm-3pm.

The Virginia is For Lovers web site has some great events as well, including these:

- Shakespeare Festival in Fredericksburg, Saturday 2pm-11:30pm, at James Monroe High School Auditorium. Tickets: $20.00 Adults; Students free. Don't miss out on this extraordinary opportunity to see Shakespeare as it was meant to be performed by the American Shakespeare Company's Touring Group.

- Holiday Open House in Downtown Culpeper, Sunday, 12pm-5pm.

- Capital of the Confederacy Civil War Show at the Richmond Raceway Complex, Saturday & Sunday 9am-3pm.

Have fun!

Karen
www.move2va.com

Will Zion Crossroads Become A Traffic Nightmare?

Zion Crossroads is booming in western Louisa County with both commercial and residential development right now, including a new super-center Wal-Mart and maybe a large outlet mall as well.

Recently the Louisa County Planning Commission was warned by a traffic consultant, Timothy E. White, the Vice President of T3design in Richmond, that Route 15 may become overwhelmed with traffic within 4 years, unless Route 15 is widened to 6 lanes with new turn lanes. He also suggested a U.S. 15 Bypass around the western side of the Green Springs National Historic Landmark District.

Read more in this article from DailyProgress.com:

http://www.dailyprogress.com/servlet/Satellite?pagename=CDP/MGArticle/CDP_BasicArticle&c=MGArticle&cid=1173353433495

Do you think it could get this bad?

Karen
www.move2va.com

Deal of the Week: KFC coupons

Go to this web site and put in your zip code, then you can print out some Kentucky Fried Chicken coupons:

http://kfccoupons.cre8.com/

Right now in Charlottesville they have these printable coupons which all expire 11/25/07:

- $3.49 for a 2 piece deal

- $4.49 for a 3 Colonel's strips meal

- $4.99 for a KFC famous bowls combo

- $19.99 for a 12 piece meal

- $11.99 for 12 pieces of chicken

- $13.99 for an 8 piece meal

Karen
www.move2va.com

High Marks For Local Schools

Schools are so important now and in the future. Today's students are the future leaders of our country, so education is paramount.



I found this article online a few weeks ago at NBC29.com's HomePlace page (http://www.nbc29.com/global/Category.asp?C=105495 ), but it has since been taken off of their site, so I pasted it below. (To view the article that Google cached click here: http://72.14.253.104/search?q=cache:TFjK5ck-kaUJ:www.nbc29.com/Global/story.asp%3FS%3D6957015%26nav%3Dmenu496_13_13_4+%22albemarle+county+public+schools+quoted%22&hl=en&ct=clnk&cd=1&gl=us )

This article shows we are doing things right. Great job!

Local Public Schools Get High Marks
By Joanne DiMaggio, NBC29

Visitors who discover the quality of life residents enjoy here in Central Virginia find themselves wanting that for their own families. Naturally, their thoughts focus on local public and private schools throughout the area, wondering what kind of an educational foundation these schools will offer their children.

The answer in a word is-outstanding. In their Report to the Community, Albemarle County Public Schools quoted Education Week, a national education journal, as saying Virginia children are the most likely in the nation to experience academic success by finishing high school and continuing on to college. That's quite an achievement and something the school systems here point to with pride.

In this two-part series, we will give you an overview of both public and private schools in the Central Virginia area. While it's impossible to present detailed information on each school in one article, you can read more about individual schools within the counties by visiting their Web sites. Links to those sites are included at the end of each summary.

Albemarle County Public Schools

Albemarle County stretches across 726 square miles, making it the fifth-largest county by area in the Commonwealth. The mission of the school district is to establish a community of learners and learning through rigor, relevance, and relationships, one student at a time.

Albemarle County school district services 12,446 students in 26 schools (16 elementary; 5 middle; and 5 high schools, including Murray High (charter) and Charlottesville-Albemarle Technical Education Center (CATEC), which is jointly operated with Charlottesville City Schools.

Fifteen percent of Albemarle County students are identified as gifted and there is a 90% high school completion rate. Students-to-computers ratio is 3.15:1 and the budgeted per student cost is $11,338.

Albemarle County Public Schools are 100% fully accredited by the Virginia Department of Education-the highest rating a school can earn. The SAT performance of Albemarle County's high school graduates surpassed state averages significantly. Albemarle County students scored a 555 in math, and a 554 in verbal. Both scores were 42 points above the stage average. Sixty-three percent of Albemarle County graduates earned an advanced studies diploma; the division ranked third in Virginia for high school students graduating with advanced studies diplomas in 2005; and 85% of Albemarle County students go on to pursue post-secondary education.

Albemarle County Public Schools received the Gold Medal for being among the top 17% of public school districts in the United States in Expansion Management magazine's 16th annual Education Quotient. The 2006 Albemarle County Citizen Satisfaction Survey gave the district a 92.4% satisfaction rating. Individual honors went to Agnor-Hurt Elementary (Gold Award) and Stone-Robinson (Silver Award) from the Governor's Awards for Best Practices in Nutrition and Physical Activity Program.

Average class size is 19.09 students (K-5); 20.67 (grades 6-8); and 20.59 students (grades 9-12). Approximately 58% of Albemarle County teachers hold a master's degree and both teachers and support staff continue to receive honors as respected education experts in Virginia and the nation.

Last summer an estimated $3.45 million was invested into improvements to school buildings and campuses at 20 schools. Approximately $13 million in major, long-term facilities projects at two schools also began: a $5 million renovation and expansion of Cale Elementary and a $6.25 million construction project for a new auditorium at Monticello High School.

For information on Albemarle County Public Schools, including additional accolades and awards, visit http://www.k12albemarle.org/.

Augusta County Public Schools

Augusta County Public Schools has a comprehensive educational program for students from preschool through high school. The school system takes in approximately 11,000 students from around the county, as well as the independent cities of Waynesboro and Staunton. Augusta County Public Schools operate 22 schools, including 5 high schools, 3 middle schools, 12 elementary schools, 1 regional vocational/technical center, 1 regional governor's school, plus a regional special education program and a regional Head Start program.

Currently the division employs approximately 880 teachers and offers advanced curriculum in language arts, science, foreign language, mathematics, social studies, physical education, and fine arts, with college credit available. The schools offer a program for gifted and talented students in the areas of language arts, mathematics, art, music, and drama as well as vocational education programs in agriculture, business, home economics, technology, trade, and industry. Extensive media services, connections to the Internet, and e-mail are provided to all students and personnel. Summer school enrichment and remedial programs are available as well as special education programs to provide a continuum of services for students with special needs.

More information is available at http://www.augusta.k12.va.us/.

Karen
http://www.move2va.com/

Funny Time!

"This house has every new convenience, except low payments".

Karen
www.move2va.com

Slopes & Subdivisions

In September the Albemarle County Planning Commission unanimously endorsed two new policies.

The first bans the construction of septic systems and driveways on hills with slopes of 25% of more.

The second affects the county's family subdivision ordinance, stating a family must hold a property for at least 15 years, (at least 5 years after the property subdivision).

Read more about these changes in this 9/12/07 article from DailyProgress.com:

http://www.dailyprogress.com/servlet/Satellite?pagename=CDP/MGArticle/CDP_BasicArticle&c=MGArticle&cid=1173352719305

Some agreed these policies were good for Albemarle, because they are concerned about damage to watersheds and the costs required to maintain an adequate water supply.

Others disagreed, as they wanted to protect personal property rights.

A few weeks later, on 10/10/07, the Albemarle County Board of Supervisors could not agree to either approve or deny these changes. They tied with a 3-3 vote. So back to square one.

Read more about the BOS vote in this article from DailyProgress.com:

http://www.dailyprogress.com/servlet/Satellite?pagename=CDP/MGArticle/CDP_BasicArticle&c=MGArticle&cid=1173353261791

Changes in county planning can affect all of us. What are your thoughts on these rural area policies?

Karen
http://www.move2va.com/

Quote of the Week: from Publilius Syrus

"No man knows what he can do till he tries."

--Publilius Syrus

This is an oldie, but a goodie. You never know what you can accomplish if you don't try.

Publilius Syrus lived during the first century BC. He wrote and acted in mimes. And he was very famous as an improviser; he even won a prize from Caesar in a contest. He also wrote a collection of Sentences (Sententiae), a series of moral maxims in iambic and trochaic verse.

Karen
www.move2va.com

Housing Stats for October 2007: More Houses Sold Than Last Month!

Today I compared September 2007 & October 2007 housing stats for real estate transactions in our area.

The good news... all areas, except Louisa County, had increases in the number of houses sold. The largest increases were Fluvanna County with a 54% increase, Greene County with a 50% increase, and Nelson County with a 43% increase.

Orange County also had a 38% increase in the number of houses sold, as well as a 39% decrease in the average selling price.

Two counties had very large increases in the average days on the market:
Orange County had a 99% increase and Louisa County had a 97% increase.

Housing gains since 2006 are happening in our area. Sellers are getting a haircut on selling, but are getting a great huge haircut on buying (incredible values). Now is the time to buy! This is the 4th best year for real estate in history, so what are we waiting for?

Click this link to view the September 2007 housing stats, so you can
compare:

http://move2va.blogspot.com/2007/10/housing-stats-for-september-2007-lots.html



Here are the October 2007 housing stats:

====================================================

GREENE COUNTY
Number of Houses Sold 18
Average Selling Price 283,583
Average Days on the Market 101
Number of Houses on the Market 202
Median Selling Price $240,000.00

====================================================

ORANGE COUNTY
Number of Houses Sold 11
Average Selling Price 225,036
Average Days on the Market 143
Number of Houses on the Market 168
Median Selling Price $256,900.00

====================================================

LOUISA COUNTY
Number of Houses Sold 18
Average Selling Price 261,215
Average Days on the Market 211
Number of Houses on the Market 275
Median Selling Price $256,330.00

====================================================

FLUVANNA COUNTY
Number of Houses Sold 37
Average Selling Price 289,573
Average Days on the Market 85
Number of Houses on the Market 333
Median Selling Price $265,000.00

====================================================

NELSON COUNTY
Number of Houses Sold 20
Average Selling Price 375,300
Average Days on the Market 112
Number of Houses on the Market 294
Median Selling Price $332,500.00

====================================================

ALBEMARLE COUNTY
Number of Houses Sold 96
Average Selling Price 468,966
Average Days on the Market 109
Number of Houses on the Market 985
Median Selling Price $339,900.00

====================================================

CITY OF CHARLOTTESVILLE
Number of Houses Sold 51
Average Selling Price 337,394
Average Days on the Market 95
Number of Houses on the Market 377
Median Selling Price $320,800.00

====================================================

Karen
www.move2va.com

Interest Rates edged up to 6.31% this week

Fixed-rate mortgages went up a bit this week after the Feds cut the rate by 1/4 point.

Read more at BankRate.com:

http://www.bankrate.com/brm/news/bank/Nov0807_interest_rate_roundupa1.asp?s=2#tab

Karen
www.move2va.com

Featured Home - Forest Lakes @ County Assessment, Only $359,700

Virtual Tour: http://www.visualtour.com/show.asp?T=1187640

• Immaculate large 4 bedroom home in Forest Lakes - 2,400 square feet
  
• Immediate Occupancy!
  
• Reduced $39,200 to $359,700 firm
  
• Forest Lakes: pool, clubhouse, trails, tennis, basketball, lakes
  
• Walk to Sutherland Middle School & shopping - Baker Butler Elementary
  
• Great floorplan with family room adjacent to kitchen
  
• Gourmet kitchen, lots of cabinets, huge pantry, island, breakfast nook
  
• 4 Large bedrooms, master suite with whirlpool tub, shower
  
• Freshly painted
  
• Expandable room off of a bedroom
  
• Not too late to buy and move in quickly
  

Contact me 24/7 for information about this home or any home on the market.

Karen
www.move2va.com

What is CurbPlaces?

The latest and greatest in local real estate websites. You can find and explore neighborhoods and real estate in Charlottesville and the surrounding area at:


You can also use it to look up assessment information for every house. If you're visual like I am, you'll love it. It works a lot like Google Maps, very easy to use. It's also a free site, another huge bonus!

Read more about it in this article from C-ville.com:

http://c-ville.com/index.php?cat=141404064435450&ShowArticle_ID=1991809070852362

Karen
www.move2va.com

Events in Charlottesville & Central Virginia This Weekend (Nov. 9-11, 2007)

Here are a few of the fun events I found at "Albemarle Family": http://www.albemarlekids.com/events_thisweek.htm

- 72nd Annual Stony Point Elementary Auction, Friday at 6:30pm

- The Forest Lakes Swim Team's Crafters and Vendors Boutique, at the North Forest Lakes Club House and Pavilion, Saturday 9am to 4pm

- Epilepsy Awareness Stroll: Take a stroll and have some good old family fun! The Park @ UVA, Saturday at 10am

- Rivanna Trails Foundation Saturday Workshops: volunteer to come out to help with trail maintenance. Great for older kids or the whole family, Saturday, 9am to 12pm

- "The Amazing Adventures of Robinson Crusoe" by the Community Children's Theater, at the Martin Luther King Performing Arts Center of Charlottesville on the campus of Charlottesville High School, Saturday at 2pm

- Charlottesville and University Symphony Orchestra: "Love & Fate" featuring the University Singers, at Old Cabell Hall, UVA, Saturday 8pm, Sunday 3:30pm. $11-$28.

- Veteran's Day at Montpelier, free admission Sunday, 11/11/07 for those who have served, or are serving, in the Armed Forces of the United States. Sunday 9:30 to 4:30pm.

- Veteran's Day at Ashlawn-Highland (Home of President James Monroe), veterans and current military personnel admitted free this Sunday, 11/11/07, 1 to 4pm.

- Wind Ensemble: Come watch the most outstanding brass, woodwind, and percussion players at the University as they explore new literature as well as perform the masterworks of the wind band era, Old Cabell Hall, UVA, Sunday at 8pm. $10 general / $5 Students / 5ARTS$.

I found more events at NBC29's site, here are a few: http://calendar.nbc29.com/cgi-bin/suite/calendar/calendar.cgi?request=month&website=default&month=11&day=1&year=2007&category_id=&set=1&session=46a160554f4f2ee8

- Flag Retirement Ceremony: pays tribute not only to the flag of the United States but also to the veterans and citizens who proudly support the ideals America stands for, Friday, 1:30pm-2:30pm at Monticello High School Air Force JROTC, 1400 Independence Way, Charlottesville.

- Christmas Craft Fair at Sts. Peter & Paul Church on Rt. 53 in Palmyra, Saturday, from 8AM to 2PM.

- 10th Annual Show of Holiday Gifts and Winter Decorations at Louisa Baptist Church in the town of Louisa, Saturday, from 9am-4pm.

- Antique Appraisal Show Fundraiser at Jefferson Centre in Palmyra, next to CK Jewelers Saturday, 10am-4pm.

- Gordonsville Fire Company Full Pull and Fall Festival: ATV and modified lawn tractor sled pull along with kids games, food, and live music from the Jay Blackwell Band and Second Time Around. Pre-registration for the sled pull will cost $10.00 and $15.00 the day of the event. Saturday, 8am-10pm at Gordonsville Volunteer Fire House, Baker Street in Gordonsville.

- 13th Annual Artisans Center of Virginia Studio Tour, Saturday & Sunday, 10am-noon. Thirty-eight juried artisans showing and selling their work at 14 studios in Albemarle and Nelson Counties. Local chefs will provide food at each venue. A wide range of decorative and functional pieces will be on display. Maps & Info: http://www.artisanscenterofvirginia.org/2007-Tour/index.shtml

- Mistletoe Market, a holiday shopping event will be open every weekend until Christmas. Wonderful selection of home decor, antiques, folk art and seasonal accents. Located on Union Mills Road (Route 616), Troy, VA- near the Fluvanna SPCA. Fridays & Saturdays from 10am-8pm; Sundays from 1pm-8pm.

Have a fun weekend! Remember Veteran's Day!

Karen

www.move2va.com

Crozet Is Growing!

Wonderful things are happening in Crozet, VA!

Harris Teeter is coming and Old Trail shopping will be here soon!

Due to so much growth in this part of Albemarle County, the Board of Supervisors appointed a Crozet Community Advisory Council, who meet monthly, to provide assistance to county staff and the board on issues related to the Crozet Master Plan.

Crozet deserves great things!

Read more about "What's New In Crozet" from NBC29:

http://www.nbc29.com/Global/story.asp?s=7153147

Karen
www.move2va.com

This Week's Deal: Hardee's Coupons

Get the following coupons here: http://www.hardees.com/promotions/

$1 Off Hawaiian Chicken Sandwich, Expires 11/11/07

$1 Off Patty Melt Burger, Expires 11/11/07

$1 Off Country Breakfast Burrito, Expires 1/13/08

$1 Off Orange Cream Shakes & Malts, Expires 11/11/07

And guys, you can even download a free Hula Hottie Widget!

OR go to the following site for a free Cinnamon 'N' Raisin Biscuit with any breakfast purchase, Expires 12/16/07:

http://www.hardeescoolkids.com/secret_word_surprise.asp

Karen
www.move2va.com

Don't forget to

Find out who and what will be on your ballot:

http://www.sbe.virginia.gov/cms/Cidate_Information/Cidate_Lists/CidatesList.asp

Learn more about the candidates at Project VoteSmart (put in your zip code on the left):

http://www.vote-smart.org/

Virginia Local Election Results:

https://www.voterinfo.sbe.virginia.gov/election/

Karen
www.move2va.com

A "New World" Open House

Karen
www.move2va.com

Quote of the Week from Rick Pitino

“Excellence is the unlimited ability to improve the quality of what you have to offer.”

-- Rick Pitino, University of Louisville's Men's Basketball Head Coach

Karen
www.move2va.com

VDOT Studying Lake Monticello

Traffic is a huge problem not only in Charlottesville but all over central Virginia. VDOT is now studying traffic on Route 600 in the Lake Monticello area of Fluvanna County.

Read more in this article from FluvannaReview.com:

http://www.fluvannareview.com/articleDisplay.aspx?NewsID=1734

Thanks to the Virginia Department of Transportation! We're growing and need help!

Karen
www.move2va.com

Interest Rates fell again to 6.31%

More good news! Fixed-rate mortgages fell the 3rd week in a row nationally. We'll see what happens now that the Federal Reserve decided to cut the federal funds rate two days ago.

Read more at BankRate.com:

http://www.bankrate.com/brm/news/bank/Nov0107_interest_rate_roundupa1.asp?s=2#tab

Karen
www.move2va.com

Featured Home - Better Than New With Old-World Charm in Shadwell

One-of-a-kind custom home in Shadwell on 5 private acres with winter mountain views!

• Easy commute to Richmond, Charlottesville... anywhere near I-64.
  
• Old-world charm with post/beams & wide plank floors.
  
• Gourmet huge kitchen: solid wood cabinets, granite countertops, stainless steel appliances.
  
• First-floor master bedroom.
  
• Antique ceiling beams, heartpine floors, fabulous family room
  
• Must-see interior!
  

Come home to Blueberry Hill!

Karen
http://www.move2va.com/

President Bush May Expand Mortgage Disclosures

Our mortgage market is tough right now. Recently President Bush promised to issue regulations soon for mortgage brokers to fully disclose fees. That means no more junk fees for consumers! Yes!

Read more at RealEstateJournal.com:

http://www.realestatejournal.com/buysell/mortgages/20070921-solomon.html

Karen
www.move2va.com

Events in Charlottesville & Central Virginia This Weekend (Nov. 2-4, 2007)

Don't miss one of the biggest events of the year this weekend in Charlottesville, the Virginia Film Festival. This year's theme is "Kin Flicks", movies about families. More info: http://www.vafilm.com/

Another big Cavalier football game this weekend: UVA vs. Wake Forest, Saturday, at Noon. More info: http://www.virginiasports.com/SportSelect.dbml?SPID=10606&DB_OEM_ID=17800&gclid=CN-8jsPT3o4CFSavhgodNWsdKw

Some other fun things to check out this weekend... visit the Crozet Farmer's Market, an Apple Harvest Festival in North Garden, Family Day at the Virginia Film Festival at the Charlottesville Downtown Mall, and the Montpelier Hunt Races, I found these events at "Albemarle Family's Events This Week" calendar, click this link for more info on them: http://www.albemarlekids.com/events_thisweek.htm

This weekend at Montpelier in Orange, you can enjoy the Montpelier Hunt Races on Saturday and on Sunday there's a Civil War Encampment and Freedman's Farm Walking Tour. More info: http://www.montpelier.org/visit/calendar_events.php

The Charlottesville Senior Center, next door to our office on Pepsi Place, is having their 16th Annual Craft Show Friday & Saturday from 9am-4pm. More info: http://www.seniorcenterinc.org/events/craftfairNov07.shtml

Sunday, enjoy a Concert in the Gallery Series at the new Louisa Arts Center: Peter Fields & the Anthem TrioWorld-class musicians playing Peter Fields' award-winning compositions, innovative interpretations of chamber music, and World Music, including Brazilian and Celtic. Concert begins at 2pm Sunday. General Admission $20.00. Seniors (62+) & Students (with ID) $15.00. More info: http://louisaarts.org/programs.htm

NBC 29's Community Calendar has some great events Saturday, including a Community Bazaar at the Fork Union Community Center, 11th Annual 5K Run for Shelter at the Charlottesville Downtown Mall, a Silent Auction and Bake Sale at Ivy Creek United Methodist Church and more. More info: http://calendar.nbc29.com/cgi-bin/suite/calendar/calendar.cgi?request=display_specific_date_events&website=default&month=11&day=3&year=2007&category_id=&set=1&session=46a160554f4f2ee8

Don't miss "Charlie and the Chocolate Factory" at The Old Michie Theatre Friday & Saturday at 7pm, and Sunday at 3pm. More info: http://www.oldmichie.com/

Check out "Poe & All That Jazz" at The Hamner Theater, during the final weekend. More info: http://www.thehamnertheater.com/

"First Friday" in Charlottesville... learn more about the exhibit openings at Charlottesville art galleries at "C-ville's" site: http://www.c-ville.com/index.php?cat=1332404064000454&ShowArticle_ID=1992910074443972

The Fredericksburg Pow-Wow is Saturday & Sunday. More info: http://www.virginia.org/site/description.asp?AttrID=41236

Saturday take a day trip to Tidewater for the Isle of Wight Publique Ffaire. A re-creation of a 17th century Public Market Day between Native Americans and Colonial Re-enactors. Featuring historic and modern Indian crafts, colonial trades demonstrations, dancing and music, re-enactments and educational discussions. More info: http://www.blackwaternottoway.com/?p=27

Karen
www.move2va.com