Monday, November 19, 2007

What You Should Know About Mold


Mold in homes and commercial buildings... insurance companies, buyers, sellers and mortgage bankers all have an interest in this subject.

I've been told that if your house has had a moisture or flooding problem that they may increase the insurance on your home, or when you sell it they may increase it significantly higher, but check with your insurance company to find out about your home's policy.

I guess that's why the Virginia Association of Realtors came out with a form for homeowners insurance and the fee, so we could protect our buyers from a rude awakening at closing for excessive rates on their dream home.

Mold can be corrected, but sometimes it can be very evasive. Of course, mold can be dangerous as well. We are lucky to have a mold expert in Charlottesville, Joel Loving. If you have any questions regarding mold or other environmental issues, call Joel. I'll be glad to furnish you with his contact information if you need it.

It's an issue today, so be careful.

Read more in "Bankers' Group Revisits Effects of Mold on Real Estate" from Realty Times:

http://realtytimes.com/rtcpages/20070726_moldeffects.htm

Read "Moisture and Mold Prevention and Control Tips" from the EPA:

http://www.epa.gov/mold/preventionandcontrol.html

Karen
http://www.move2va.com/

Quote of the Week: Be An Optimist


"The pessimist sees the difficulty in every opportunity; the optimist, the opportunity in every difficulty."

-- L. P. Jacks

or L. P. Jacks(1860-1955), was one of the the best known British Unitarian ministers in both North America and Britain from 1914 to 1940. A prolific writer, educator and a modern philosophy interpreter. Jacks tried to convince his peers of the need for using twentieth century communication to reach the common man with religion.

I say always look on the bright side and look for the opportunities you can achieve. If you believe that you will be successful, you'll make it happen.

Karen
www.move2va.com