Baby boomers are here, and now anyone over 62 years old can get a reverse mortgage. It's not for everyone, but it can be just what you need for you at this time in your life.
Changes are occurring soon, and instead of only being able to get reverse mortgages on your home you live in, soon you'll be able to buy a home using reverse mortgage. Even if you have bad credit, and live in a home, you can probably get reverse mortgages.
I found a great article on the "Pros & Cons of Reverse Mortgages" at Bankrate.com, click below to read more:
http://bankrate.com/brm/news/mortgages/20070104_reverse_mortgage_a1.asp?caret=41
Welcome to the wave of the future, and let me know if you have more questions about reverse mortgages. Please post your comments/questions so we can discuss.
Friday, June 29, 2007
The Pros & Cons of Reverse Mortgages
Featured Home This Week
- Northern Albemarle County near Hollymead Town Center
- Easy access to Charlottesville Airport
- Only 20 minutes to UVA/Downtown Charlottesville
- Neighborhood has trails, swimming pool with slides, playground, lake, trails, tennis, clubhouse
- Elementary school only a few minutes away
- Walk to the middle school
- Freshly painted
- Walking trail behind home
Please call me (434) 980-2860 or email me (kehoe@move2va.com) if you have any questions about this home, or other homes in central Virginia.
Mortgage rates fall for 2nd straight week
Click this link to read an article posted yesterday from bankrate.com:
http://www.bankrate.com/brm/news/mtga/June2807_mortgage_analysisa1.asp
Independence Day Fun in central Virginia
SUNDAY, July 1
SPOTSYLVANIA - STARS & STRIPES SPECTACULAR
Activities include Colonial re-enactors, music, children's games and activities, pipe-tapping demonstrations and historical tours of the Old Court House, 1855 Jail, Christ Episcopal Church, Spotsylvania Museum and Stubbs School. Fireworks will be visible throughout the Court House area. 3 to 11:30 p.m. (800) 260-3646 or http://www.visitfred.com./
TUESDAY, July 3
HENRICO - GENWORTH FINANCIAL CELEBRATE FREEDOM
The U.S. Air Force Heritage of America Band will highlight this evening of music, children's activities and fireworks. The event starts at 6:30 p.m.; the concert will begin at 7:30. Fireworks are scheduled for 8:45. All at Genworth Financial headquarters, 6620 W. Broad St. 804/281-6699.
July 4, Wednesday
CHARLOTTESVILLE - 24TH ANNUAL RACE KIWANIS INDEPENDENCE DAY 5K RUN
The Kiwanis Club of Charlottesville and The Charlottesville Track Club.Each entrant will receive a race t-shirt. Trophies will be awarded. Refreshments will be provided. Forest Lakes North Subdivision - follow signs from Route 29. 7:30am. $15 by mail or at the Ragged Mountain Running Shop by July 1, $18 on race day before 6:30am. For details, please click this link. For more info call: 434/973-4856.
Wednesday, July 4
CHARLOTTESVILLE - FIREWORKS FLY AT MCINTIRE PARK
McIntire Park will open for Fourth of July festivities at 4pm on the 4th of July. There will be entertainment and food vendors starting at 5pm. The fireworks will begin at approx. 9:15pm. There is no parking at the park, or golf course for the public. Both areas will be gated. Beginning at 4:00pm the CTS will offer free shuttle bus service from these satellite parking lots: K-Mart on Hydraulic Road and the Albemarle County Office Building. Two buses will serve Walker Middle School Upper parking Lot for passengers with disabilities, to McIntire Park. Return shuttle service until the park is empty. No dogs, alcohol, or personal fireworks will be allowed in the park. Fees for some events, but the fireworks are free. All ages welcome.
July 4, Wednesday
CHARLOTTESVILLE - MONTICELLO ANNUAL INDEPENDENCE DAY CELEBRATION AND NATURALIZATION CEREMONY
This outdoor naturalization ceremony for new citizens on Monticello’s West Lawn is one of America’s most inspiring July 4 events. The Charlottesville Municipal Band will perform patriotic music. West Lawn at Monticello. Directions: off Route 53. 10am. $free. All ages welcome. For details, please click this link. For more info call: 434/984-9822.
July 4, Wednesday
CHARLOTTESVILLE - ASH LAWN-HIGHLAND CELEBRATING AMERICA'S INDEPENDENCE WITH JAMES MONROE
In celebration of Independence Day, James Monroe will be "at home" at Ash Lawn-Highland. As visitors tour his historic estate, the fifth President will welcome them in the intimacy of his study where he will reminisce about his part in the founding of our nation. Craft demonstrations, colonial games and more. Bring your picnic and lunch on the lawn. Ash Lawn-Highland. Directions: 1000 James Monroe Parkway, Charlottesville, 2.5 miles past Monticello. 1 to 5pm, rain or shine. $Free with admission. All ages welcome. Special Needs Accommodation: Wheelchair accessible, foreign language tours availble Email: mailto:info@ashlawnhighland.org?subject=Celebrating. For details, please click this link. For more info call: 434/293-9539.
July 4, Wednesday
CHARLOTTESVILLE - GRAVES MOUNTAIN INDEPENDENCE DAY CELEBRATION
Graves Mountain Lodge.Celebrate Independence Day with a Fireworks display around 9 PM. Donations benefit Madison County Volunteer Fire and Rescue Squad. Graves Mountain Lodge. Directions: 29N to Rt 231 in Madison, go 5 miles to Banco and turn left on rt. 670 and drive 4 miles to the Lodge. 9pm. All ages welcome. Email: mailto:info@gravesmountain.com?subject=Graves. For details, please click this link. For more info call: 540-923-5071.
July 3 and 4, Tuesday and Wednesday
CHARLOTTESVILLE - FAMILY FILM FESTIVAL: NANNY MCPHEE (PG)
Regal Cinema and AlbemarleFamily.com.No reserved seating. First come first served basis. Kids meals available. Seminole Square (behind Kmart). 10am. $free. All ages welcome. For details, please click this link. For more info call: 434/980-3333.
July 3 and 4, Tuesday and Wednesday
CHARLOTTESVILLE - FAMILY FILM FESTIVAL: WALLACE AND GROMIT : THE CURSE OF THE WERE-RABBIT (G)
Regal Cinema and AlbemarleFamily.com.No reserved seating. First come first served basis. Kids meals available. Seminole Square (behind Kmart). 10am. $free. All ages welcome. For details, please click this link. For more info call: 434/980-3333.
Wednesday, July 4
LOUISA FIREMEN'S FAIR & FIREWORKS
The Louisa County Volunteer Fire Department's fair all week, rides, games, food, at the Firemen's Fairgrounds in the town of Louisa. Also a fireworks display will be held July 4th, at approximately 9:30pm-10:00pm, at the Firemen's Fairgrounds in the town of Louisa as well.
June 29 through July 4, Friday through Wednesday
WINTERGREEN - 4TH OF JULY JUBILEE
Wintergreen Resort. Celebrate the red, white and blue at Wintergreen Resort! The holiday weekend is packed with fun-filled activities, including chairlift rides, live music, a family movie under the stars, and the annual Arts & Crafts Show. See fireworks light up the mountain sky on June 30 and July 4. Wintergreen Resort. Directions: I-64 west to exit 99 (Route 250). Take Route 250 west to Route 151 south to Route 664, 14.2 miles. Turn right and Wintergreen is 4.5 miles ahead on Route 664. All ages welcome. Email: mailto:info@wintergreenresort.com?subject=4th. For details, please click this link. For more info call: 434/325-2200.
July 4, Wednesday
FUN ON THE FOURTH AT WINTERGREEN WINERY
Wintergreen Winery. Fun on the Fourth at Wintergreen Winery. Celebrate America at the winery… Sip wine, listen to live music, picnic by the river, shop, soak in the scenery and relax! Wine & gift shop specials. Light picnic fare and scenic riverside picnic area available. (Fireworks at nearby Wintergreen Resort.) Wintergreen Winery. Directions: Route 664, near intersection with Route 151 - Wintergreen. 10am to 6pm. All ages welcome. Email: mailto:info@wintergreenwinery.com?subject=Fun. For details, please click this link. For more info call: 434-361-2519.
July 4, Wednesday
THOMAS JEFFERSON'S POPLAR FOREST INDEPENDENCE DAY CELEBRATION
Celebrate America's birthday at the retreat home of the author of the Declaration of Independence. Jefferson's era comes alive as living history interpreters re-create his time. Hands-on activities and period games make the day memorable for all ages. The day is highlighted with the reading of the Declaration at 3 p.m. from the back portico of Jefferson's home. Tours of Jefferson’s house available for a separate fee. Thomas Jefferson's Poplar Forest. Directions: 1548 Bateman Bridge Road, Route 661. Take Rte 29S to 501 north. Exit at Graves Mill Rd, exit 11, and turn left onto Graves Mill Rd (Rte 1425). Proceed for 1.7 miles to Rte 221. Turn left on 221 and proceed for 2.5 miles to Rte 811. Turn left at the light onto Rt. 811. Proceed for 1 mile and turn left onto Rte 661. Go one mile and look for Poplar Forest entrance on the right. 11am to 4pm. $4 parking fee. All ages welcome. For details, please click this link. For more info call: 434/525-1806.
July 4, Wednesday
SCOTTSVILLE - 4TH OF JULY CELEBRATION!
Town of Scottsville.A big 4th of July celebration happens in Scottsville each year starting with a parade at 10am, free concert at Dorrier Park at 6pm, and ending with a fireworks show at 9:30pm. The fireworks are an especially beautiful display over the river when viewed from the bridge! Town of Scottsville. Directions: 30-45 minutes south of Charlottesville on Rt 20. $free. All ages welcome. For details, please click this link. For more info call: 434/286-2623.
July 4, Wednesday
SCOTTSVILLE - RHYTHM ON THE RIVER CONCERT
An annual tradition that gets better every year! Pack a picnic and a blanket for this live concert and festivities. Featuring great local artists Silver Creek Band and Eli Cook, followed by fireworks over the James River. Dorrier Park. Directions: Rt. 20 South from Charlottesville. Travel 18 miles to to down town Scottsville. Turn right onto Main Street (last right before the bridge over the James River). Take the first left after the Scottsville Post Office. Dorrier Park is straight ahead. 6pm. $free. All ages welcome. Email: mailto:rhythmontheriver@hotmail.com?subject=Rhythm. For details, please click this link. For more info call: 434/286-2247.
July 4, Wednesday
STAUNTON - INDEPENDENCE DAY CELEBRATION ON THE 1850’S AMERICAN FARM
Frontier Culture Museum.Declaration of Independence reading at 12pm and 2pm on the Bowman Farm. Contests, games, and other old-fashioned fun as guests interpret the lives of our ancestors in the 1850’s. Frontier Culture Museum, Staunton. Directions: take I-64 west to I-81 north exit 222. 11am to 4pm. $general admission. All ages welcome. Email: mailto:info@fcmv.virginia.gov?subject=Independence. For details, please click this link. For more info call: 540-332-7850.
July 4, Wednesday
CROZET - INDEPENDENCE DAY WITH KING FAMILY VINEYARDS
Reds, Whites, and the Blue Ridge. Third annual Independence Day celebration at King Family Vineyards. Bring a kite or a frisbee and lawn chairs and enjoy live Bluegrass music compliments of "Willow Branch." Children under 10 free. King Family Vineyards. Directions: 6550 Roseland Farm, Crozet. Take Rt. 250 West past Western Albemarle High School. Turn right onto Rt. 797 (Hillsboro Lane). Turn right onto Rt. 684 (Half Mile Branch). Go one mile, winery entrance on the left. 11am to 5pm. $5 per person for adults, children under 10 are free. Contact: David and Ellen King. Email: mailto:info@kingfamilyvineyards.com?subject=Independence. For details, please click this link. For more info call: 434/823-7800.
July 3 and 4, Tuesday and Wednesday
LEXINGTON - 11TH ANNUAL BB&T JULY 4TH BALLOON RALLY
Enjoy piloted and tethered balloon flights, pony rides, children's field entertainment, and a hot air balloon "glow" at night! Food and craft vendors, antique automobiles, fire department demonstrations and more! Live music both nights! Fireworks on the 4th! Virginia Military Institute Parade Grounds. Directions: I81 to I64 West, Lexington exit 55 onto Route 11. Follow Rt. 11 into downtown Lexington, right on Letcher Avenue. 6am to 9:30pm. $free. All ages welcome. Email: mailto:info@sunriserotarylexva.org?subject=11th. For details, please click this link. For more info call: 540-463-3777.
July 4, Wednesday
OAKENCROFT VINEYARD - RED, WHITE AND LISTEN TO THE BLUES
Wine tastings of all our celebrated wines, tours, stroll to the vineyards, picnic by the lake. Light fare. Enjoy LIVE MUSIC! Oakencroft Vineyard. Directions: 1486 Oakencroft Lane. 11am to 5pm. $10 includes your wine glass. All ages welcome. Email: mailto:mail@oakencroft.com?subject=RED,. For details, please click this link. For more info call: 434/296-4188.
Wednesday, July 4
ASHLAND
Fourth of July Celebration -- Line up for the 11 a.m. nonmotorized parade and stay for the apple pie contest, book sale, music, crafts and games. Horse-drawn carriage rides also will be offered. 11 a.m. to 1:30 p.m. in the Hanover Arts and Activity Center, 500 S. Center St. 798-2728 or http://www.hanoverarts.com./
July 4, Wednesday
HENRICO - OLD-FASHIONED FOURTH OF JULY
Henrico Parks and Rec, Richmond.Free fun for the whole family! Join the fun for the spectacular event in celebration of America. Enjoy a multi-faceted array of festive entertainment and activities including musical entertainment, train rides, pony rides, patriotic arts and crafts, face painting, a petting zoo for children, contests and games for all ages, and much more! Meadow Farm Museum/Crump Park . Directions: 3400 Mountain Road, Richmond, VA Take 95N to 295W to Woodman Road South Exit. Make a right at the first light onto Mountain Road. Go 2 miles and park entrance is on the right. 1 to 5pm. $Free. All ages welcome. For details, please click this link. For more info call: 804-501-5121.
Wednesday, July 4
HENRICO COUNTY INDEPENDENCE DAY CELEBATION AT THE RICHMOND RACEWAY COMPLEX
Activities at the Richmond Raceway Complex, 600 E. Laburnum Ave., include a 5K race and 1-mile run, car show, kids' activity area, live music, ceremony honoring America's 400th anniversary and the armed forces, and fireworks finale. Gates open at 3 p.m. 804/777-7752. TOUR: Richmond Raceway Complex
Wednesday, July 4
RICHMOND, LEWIS GINTER BOTANICAL GARDEN
Let your children wave in a parade from the visitor center to the children's garden, where there will be beach music and kid-friendly crafts and activities. Bring wagons and strollers to decorate. 1 to 4 p.m. Parade is at 2 p.m. Garden admission: $10 adults, $9 seniors, $6 children ages 3-12. 1800 Lakeside Ave. 804/262-9887 or http://www.lewisginter.org./ TOUR: Lewis Ginter Botanical Garden
Wednesday, July 4
RICHMOND - DOGWOOD DELL FOURTH OF JULY CELEBRATION
Fireworks follow free concerts featuring Back'N Da Day, Lawrence Robinson and the Richmond Concert Band. Music starts at 5:30 p.m. in the Dell, Byrd Park. 804/646-3355. TOUR: Dogwood Dell
Wednesday, July 4
RICHMOND AND THE REVOLUTION: FROM VILLAGE TO VICTORY, BUS TOUR
This 2½-hour bus tour of Richmond visits locations that played a significant role in the movement toward American independence, including patriots' homes and St. John's Church, where Patrick Henry gave his famous speech. 10 a.m. to 12:30 p.m. Tour meets at 10 a.m. at Valentine Richmond History Center, 1015 E. Clay St. Cost: $24 adults; $21 children ages 6-18, history center members and veterans. To reserve seats, call 804/649-0711. TOUR: St. John's Church, Valentine Richmond History Center
Wednesday & Thursday, July 4 & 5
RICHMOND BRAVES FIREWORKS EXTRAVAGANZA
Fireworks begin after the 7 p.m. games against the Syracuse Chiefs at The Diamond, 3001 N. Boulevard. Game tickets are $8-$16. 804/359-4444 or http://www.rbraves.com/. TOUR: The Diamond
Wednesday, July 4
RICHMOND - ST. JOHN'S CHURCH RE-ENACTMENT
Re-enactment of the 1775 Second Virginia Convention, where Patrick Henry famously proclaimed, "Give me liberty or give me death!" 2 p.m., ticket distribution begins at 1 p.m. 2401 E. Broad St. 804/648-5015 or 804/564-1002. TOUR: St. John's Church
Wednesday, July 4
MOUNT VERNON - AN AMERICAN CELEBRATION
Celebrate the Fourth of July at George Washington's house. Activities include a reading of the Declaration of Independence, Revolutionary War military demonstrations, wreath-laying ceremony at Washington's tomb and patriotic music. George and Martha Washington re-enactors will be on hand to greet and take photographs with visitors. 8 a.m. to 5 p.m. Estate admission: $13 adults, $6 children ages 6 to 11. (703) 780-2000 or http://www.mountvernon.org./
July 4, Wednesday
INDEPENDENCE DAY AT COLONIAL WILLIAMSBURG
Colonial Williamsburg.Celebrate Independence Day in Colonial Williamsburg, where the idea of an independent country free from British rule first began. Listen to the Declaration of Independence read from the steps of the courthouse, just as it was more than 225 years ago. Enjoy performances by the Fifes and Drums, followed by fireworks set off in the style popular in colonial times. Colonial Williamsburg. Directions: I-64E to exit 238. Follow signs.. 9am to 5pm. $Free with admission. All ages welcome. For details, please click this link. For more info call: 757-229-1000.
Wednesday, July 4
VIRGINIA BEACH STARS & STRIPES EXPLOSION
The annual Hampton Roads celebration will include several concerts: Symphonicity, the Virginia Beach Chorale and Doorway Singers will perform beginning at 8 p.m. on the 20th Street stage. Revolution -- The Beatles Tribute will play at 7 and 10 p.m. at the Beachstreet Starfish Pavilion at 17th Street. Bruce in the USA will play at 7 and 9:45 p.m. at Neptune Park at 31st Street, and Firefall will perform at 8:45 and 10 p.m. at the Beachstreet Seaside Palladium at 24th Street. Oceanfront fireworks start at 9:30 p.m. (800) 822-3224 or http://www.vbfun.com/.
SATURDAY, July 7
HENRICO
Independence Boat Parade -- Decorated boats will cruise the James River between Richmond and the Varina-Enon Bridge. Prizes will be given at Osborne Park, 9680 Osborne Turnpike, where there also will be livemusic and children's activities. 5 to 7 p.m. 804/501-5121 or http://www.jamesriveradvisorycouncil.com/.
Thursday, June 28, 2007
Central Virginia events & fun this weekend
June 30, Saturday
4TH ANNUAL FAMILY FUN FEST
Louisa County Parks and Recreation.This family-oriented fun fest will offer inflatable moonbounce and slides, carnival style games and prizes, concession, and an opportunity to spend an enjoyable day at Louisa Town Park with your family. There will be balloons for the kids, along with face painting, tattoos, free raffle prizes, and many more fun things to do. Craft and vendor tables will be available for rent. Come out for this fun day of family recreation! Louisa Town Park. 1 to 3pm. $free. All ages welcome. For details, please click this link. For more info call: 540-967-4420.
June 30, Saturday
CROZET VOLUNTEER FIREMEN'S FOURTH OF JULY PARADE AND FESTIVAL
Crozet Volunteer Fire Department.Come out the annual Crozet Volunteer Firemen's Fourth of July Parade. Summer festival will be held after the parade at Claudius Crozet Park with fireworks by the Crozet Community Association that evening. Claudius Crozet Park. Directions: take Rt 250 west to Rt 240 towards Crozet and follow signs to park. 10am. All ages welcome. Contact: Richard Morris. Email: ccp@avenue.org. For details, please click this link. For more info call: 434/823-4758.
June 30, Saturday
SUMMER JUBILEE
Wintergreen Nature Foundation.Celebrate summer as the Trillium House is transformed into a family carnival of nature crafts, snacks and games, open from 10am to 1pm. Barefoot Puppets will present Trickster Tales to entertain and enlighten the whole family at 11am. At 1pm, hit the trails for fun games and activities that explore the world of plants and animals that share our mountain. Trillium House. Directions: Nellysford, VA. I-64 west to Exit 107 (Crozet, Route 250). Take Route 250 west to Route 151 south, turn left. Follow Route 151 south to Route 664, 14.2 miles. . 10am to 3pm. All ages welcome. Email: info@twnf.org. For details, please click this link. For more info call: 434/325-8169.
June 28 through 30, Thursday through Saturday
THE ALL AMERICAN BLUEGRASS JAM
Orange County Boosters Club.3-days of great bluegrass music in historical Orange County, Booster Park, Rte. 20, Orange. Larry Sparks, III Time Out, George Clark & Dixie Flyer, Carolina Road, Larry Gillis, Ralph Stanley II, Bluegrass Brothers, Nothin Fancy, Larry Stephenson, plus more. Free rough camping, food available at the park, rain or shine event, big tent in front of stage. Directions: 11177 Bloomsbury Road,Orange, Virginia. 12 to 11pm Thursday; 10am to 11pm Friday and Saturday. $25 to $30 adults, Children under 12 free with parents, 13-17 half-price. All ages welcome. Email: Clark1@bellsouth.net. For details, please click this link. For more info call: 540-825-5838.
Saturday, June 30
Expedition: The Lewis and Clark Exploratory Center
is open at the Keelboat barn in Darden Towe Park teaching the skills of exploration: knot-making, compass reading, and nature observation, as well as carpentry and boat-building skills such as chiseling and drilling. The 55-foot replica of the Lewis and Clark Expedition keelboat is on display with some recent additions. 10am-2pm. Free. North end of Darden Towe Park past the parking lots. 434/979-2425. lewisandclarkeast.org.
Saturday, June 30
History Hike
The development of the Thomas Jefferson Parkway-- the creation of Kemper Park, Saunders-Monticello Trail, Saunders Bridge-– is an intriguing story full of heroes and drama, creative design, and clever construction. Monticello's Peter Hatch tells the story during a two-hour hike that focuses on the evolution of the project, the historical precedents for the design, and the panorama of practical, political, and human issues that have defined its history. Meet at the Monticello Garden Shop's temporary location. 9:30am. $10. Reservations required. Rt. 53. 434/984-9822.
Sunday, July 1
Land of the Free
Free Union Homemakers' Club hosts the town's annual Independence Day Parade. The patriotic procession starts at the Free Union Church of the Brethren on Rte. 601 and ends at Free Union Baptist Church on Millington Road. Community members are welcome to join the parade or bring a flag and watch. 4pm. Free. 434/973-3835.
Charlottesville expecting major price reductions in town...
Charlottesville is not one of the cities mentioned in this article from rismedia.com...
http://www.rismedia.com/wp/2007-06-27/home-prices-fall-at-fastest-rate-in-16-years/
...but yes we are experiencing major price reductions in town, but also keep in mind homes are selling. When we as realtors see no activity in sales is when our red flags go up.
Pricing is key in selling your home, and I agree it's a buyers market.
If you'd like a C.M.A. (competitive market analysis free of charge) for your home, via email please email me (kehoe@move2va.com) or call me (434) 980-2860.
It's not doomsday in Charlottesville and surrounding counties, so let's be positive, fresh and know that homes will sell if priced correctly. The higher end homes are taking the bigger hits for sure, but the majority of home buyers and sellers can make a transition.
Don't forget Lake Monticello still has a home, not a townhome, for under $180,000.
Does anyone have any comments on the real estate market, pricing, or just how great Cville and the surrounding counties are?
In my mind, even though we have lost a few notches in ratings due to our salaries and the cost of living, we are still #1!
Podcast from Move, Inc.
A podcast for you, please tune in to learn... Move, Inc., a media leader in connecting consumers with the when, where and how to move, has a webcast of its "Investor Day".
Chief Executive Officer, Mike Long, President, Lorna Borenstein, and other top-level Move, Inc. executives discuss the company’s strategy and key product initiatives.
Click the link below to hear Move, Inc.'s "Investor Day" podcast from investor.move.com:
http://investor.move.com/phoenix.zhtml?c=111114&p=IROL-Guestbook&UniqueId=&mp=irol-eventDetails&mpdp=EventId=1579438!WebCastId=659454!StreamId=932347&pu=http*^^www.iian.ibeam.com^events^thom001^23019^&pph=540&ppw=788&rdu=http*^^investor.move.com&rdt=&upv=2
Call or email me also any questions on moving, the market, recommendations etc. I'm here for you 24 hours, 7 days!
Wednesday, June 27, 2007
Albemarle County Transportation Projects
We are growing and need to do something with traffic. I found a web site to help us stay informed.
Visit this page at Albemarle.org for the latest updates and information on current Albemarle transporation projects. Currently they have information on the Georgetown Road and Jarman's Gap Road development projects, and the Eastern Connector Corridor Study:
http://www.albemarle.org/department.asp?department=planning&relpage=8110
What are your concerns and comments?
Tuesday, June 26, 2007
National Assocation of Realtors' Statistics for May 2007
In May 2007 existing home sales were unchanged. The national median existing home price was $223,700 in May 2007, which is 2.1% below May 2006, when the median was $228,500. Read this article from Realtor.org to learn more:
http://www.realtor.org/press_room/news_releases/2007/ehs_may07_market_under_performing.html
Comments anyone?
Monday, June 25, 2007
Charlottesville Real Estate Market Report
This "First Quarter Market Report" from Dave Phillips at the Charlottesville Association of Realtors says it all. Diagrams, graphs and more, for every question you would ever have on our real estate market in Charlottesville:
http://www.caar.com/files/Press/Press/MarketReports/00_2007/2007%20First%20Qtr%20Market%20Report.pdf
It continues to be a buyers market, and interest rates rising have brought many back into the market to buy rather than later.
Email me if you would like a lender list emailed to you at no obligation: Kehoe@Move2VA.com. I work with lenders that are available to you 7 days a week, 18 hours a day, and they are only a phone call away.
When you are buy a home you get a team: realtor, lender, inspector, attorney or title company, we all work to pull everything together for the most important and largest investment you'll make in your life.
Recession - Are we there yet?
Watch those interest rates for sure. What is your theory?
Read this article from "National Realty News" to learn more:
"Housing Dominoes Fall, America Faces Significant Risk of Full-blown Recession", Friday, June 22, 2007 - By Donald W. Riegle and Bartly Dzivi:
http://nationalrealtynews.com/content/templates/standard.aspx?articleid=498&zoneid=2
Friday, June 22, 2007
More helpful links with information on schools, demographics, crime, environmental concerns & more!
Below are links you may want to add to your favorites for future reference. These are all fabulous sites that will answer most of your questions around the country concerning important issues on schools, crime, environmental, census facts and more.
I am more than glad to add to this list, so any suggestions on what you'd like to see would be welcome.
SCHOOLS:
The US Department of Education has a very useful national database of school demographic information, called the National Center for Education Statistics: http://nces.ed.gov/index.asp.
Click on the "School, College and Library Search" tab for a school’s student/teacher ratio and more.
Two more sites that let you compare schools for academic performance are "Great Schools" http://www.greatschools.net/, and "Standard & Poor's School Matters" http://www.schoolmatters.com/. Many school districts and state education departments also post useful online information.
CRIME:
The Virginia State Police Sex Offender Registry Search:
http://sex-offender.vsp.state.va.us/Static/Search.htm. Also of interest to families is the National Sex Offenders Registry, found at http://www.familywatchdog.us/ You can enter a street address and generate a map that plots where sex offenders live. Information often includes a photo. The maps give buyers a comparison of the density of sex offenders in the neighborhood.
Family Watchdog is also developing another tool to track other crimes. Some towns already have such sites, such as http://www.chicagocrime.org/ for the city of Chicago. If clients are concerned about crime in a particular area, I encourage them to talk to the police department and/or department of public safety. Many cities and towns also offer this info on the web.
ENVIRONMENT:
Questions on environment? Visit the U.S. Environmental Protection Agency’s website:
http://www.epa.gov/epahome/commsearch.htm. If you'd like to read a pollution report card by county, including air and water quality, go to http://www.scorecard.org/. This web site has a tool for accessing an area by zip code for environmental facts such as pollution statistics, proximity to hazardous waste sites, and information about the local watershed.
DEMOGRAPHICS:
Demographics: http://quickfacts.census.gov/qfd/index.html lets you find statistics about an area’s demographics, broken down by city and country, as well as general socioeconomic data. You will need to provide phone # or address.
MORE:
Need to look up someone's phone number? Or you have a phone number, but don't know who it belongs to? The site http://www.whitepages.com/ can do both for you. Try a "Reverse Search" to look up the owner of a phone number.
My website at http://www.move2va.com/ also has lots of references and lists.
Check your credit report once a year & how-to
Everyone should check their credit report annually. The Fair and Accurate Credit Transactions Act, or FACTA, provides for one free consumer report from each of three agencies once a year. Some government regulations are good, and this act was created to help all of us. Of course, if you're buying a home the lender will run a new credit report for you, but this could give you a start.
Read this article from BankRate.com to learn how to obtain a free annual credit report as well as "12 free credit monitoring strategies":
http://www.bankrate.com/brm/news/financial_literacy/June07_free_credit_information_a1.asp?prodtype=mtg
First mortgage rate decline in 7 weeks!
YES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Stay in touch with your local mortgage lender.
If you don't already have a lender, feel free to call (434) 980-2860 or email me at Kehoe@Move2VA.com, and I'll send you list of the local lenders I recommend.
It's a buyers' market... now's the time to buy!
For more on the rate decline, read this article from BankRate.com:
http://www.bankrate.com/brm/news/mtga/June2107_mortgage_analysisa1.asp?prodtype=mtg
Luxury home buyer trends
What are the latest, hottest products for the luxury market? Spa features, green elements, technology and more!Read this article, "New must-haves for luxury homes" at MSN to learn more:
http://realestate.msn.com/Improve/Article_forbes.aspx?cp-documentid=1357754
Any comments from anyone, and where do we go from here? Also any ideas?
This week's Featured Home
Each week I will be featuring one local home. Sometimes I will give you the neighborhood information, and sometimes information on the area.
I will feature well priced homes, or very motivated sellers, who want to sell their homes in this buyers' market in the Charlottesville/Albemarle County/central Virginia area.
This will give you an idea of what types of homes are currently on the market locally.
Here's this week's Featured Home:
- Lake Monticello has boating, swimming, dining, tennis & golf
- Move to a resort and get an affordable home at same time
- First time home buyers welcome & we can get creative financing
If you'd like more information on this home, you can email me privately at Kehoe@Move2VA.com.
Thursday, June 21, 2007
Local events this weekend: June 22-24
FLUVANNA FUN DAYS CARNIVAL
Thursday & Friday, June 21-22, 5:00pm-10:00pm
Saturday, June 23, 1:00pm-10:00pm
Join Fluvanna County Parks & Recreation for 4 days of carnival fun! There will be over 14 rides for children & adults. Don't forget the midway filled with game & food vendors! Tickets are $1 each with rides using 3-5 tickets. Come out to Fluvanna County and have some summer fun! Pleasant Grove Park in Fluvanna County. Directions: From C'ville: Take I-64 east towards Richmond exit at Zion Crossroads. Turn right onto Route 15 South towards Palmyra. Cross Rivanna River turn right onto route 53 (Thomas Jefferson Parkway). Park entrance 3 miles on the right. All ages welcome. Email: chenderson@co.fluvanna.va.us. 434/842-3150.
COMMUNITY BIKE RODEO
Saturday, June 23, 10:00am-12:00pm
Children between the ages of 6-14 will navigate through a variety of stations designed to challenge their balance, coordination, and knowledge of bike safety. The first 100 kids to arrive will receive a FREE bike helmet, and all participants will be entered in a raffle for great prizes! Limited bikes will be available so please bring a bike to participate if you can. Buford Middle School Parking Lot. Directions: off Cherry Avenue, one block west of the 9th-10th Connector Road. FREE. Recommended for ages 6 to 14. Email: mailto:info@transportationchoice.org?subject=Community. For more info call: 434/295-6554.
ASH LAWN HIGHLAND ANTIQUES SHOW
Saturday June 23, 2007, 10:00 am - 4:00 pm,
Ash Lawn Highland, Charlottesville, Virginia
60 Quality antiques dealers from around the country will offer for sale the best in 18th-20th century American and Continental, formal and country furniture and accessories in the Hilltop Pavilion and under tents. Great food and wines will be available. 703-779-2800. Web Site: http://www.dfshows.com/
NELSON COUNTY SUMMER FESTIVAL
Saturday, June 23, 11:00am-6:00pm
Summer Fun in the Country! The place to be this weekend for all the fun a family could want: live music, award-winning wineries, an artisan market, rural living exhibits, and great food. The Kids' Fest area is loaded with games, crafts, and activities for children. $20 adults, kids 12 and under free. Oak Ridge Estate in Arrington. Directions: 35 miles south on Rt. 29 past Lovingston to left on Rte 653. http://www.nelsoncountysummerfestival.com/.
KIDS CANOE
Saturday, June 23, 9:00am
Charlottesville City youth can paddle Virginia's largest river as Charlottesville Parks and Recreation teams up with the Float Fisherman of Virginia to host its first annual "Kids Float on the James River". Meet at Carver Center and head to Scottsville and float to the Hardware River Landing. Transportation, canoes, paddles, and lifejackets provided along with lunch, snacks, and drinks. Parents and those with their own canoes are welcome to join us as well. Free. Reservations required. 434/970-3572.
VISIT THE LEWIS AND CLARK EXPLORATORY CENTER
Saturday, June 23, 10:00am-2:00pm
Open at the Keelboat barn in Darden Towe Park teaching the skills of exploration: knot-making, compass reading, and nature observation, as well as carpentry and boat building skills such as chiseling and drilling. The 55-foot replica of the Lewis and Clark Expedition keelboat is on display with some recent additions. Free admission. On the north end of Darden Towe Park past the parking lots. 434/979-2425. http://www.lewisandclarkeast.org/.
OLD TIME MUSIC NIGHT
Saturday, June 23, 7:00pm
Sit back and enjoy some great old time music at the wooded amphitheater. Live bands will play a nice variety of traditional styles. Seating is available, but feel free to bring lawn chairs and a picnic supper. At the conclusion of the concert, the public is invited to join in an open jam session by the campfire. Frontier Culture Museum, Staunton. Directions: take I-64 toward Staunton, then I-81 North, exit 222 and follow signs. 7 pm-9pm. $10 adult, $5 child (6-12). All ages welcome. Email: info@fcmv.virginia.gov. 540-332-7850.
BIRD WALK
Sunday, June 24, 9:00am
4th Sundays at Scheier Natural Area: Eileen Rowan, Founding Coordinator of the Virginia Important Bird Areas Program, former consulting Environmental Scientist to Audubon Virginia guides visitors through the program "Nesting Birds and Birdsong." Please bring water, sunscreen and insect repellent. Binoculars and field guides recommended but not necessary. Focus of program is birdsong, so those joining the walk should be able to remain quiet as needed. Free. Scheier Natural Area, in Fluvanna County. 434/97-RIVER or http://www.rivannariver.org/
Watch interest rates!
They just dropped, and are changing daily. Call your favorite mortgage lender for the latest, or email me (kehoe@move2va.com) and I'll send you a list of great mortgage lenders in the Charlottesville area.
Buyer interest is strong with the fluctuation of rates, and many are moving forward presently.
Read more about it: "Real estate rates drop overnight", from Inman News:
http://www.inman.com/inmanstories.aspx?ID=63578
Comments anyone?
Stress Busters!
We all need to bust the stress in our lives to be more productive. This was sent to me by Sue Thompson of the RE/MAX Premier Group in Dallas. Thanks Sue!
Diversions give the mind a break from problem solving and burden bearing. It is impossible to be consumed with worry when something else is captivating your interest.
Push the pressures out of your body through twenty minutes of aerobic exercise.
Talk out your tension with a safe and trusted friend.
Change channels in your brain. Problem solving is more effective when the mind frequently rests from a problem rather than obsessing on it continuously.
Schedule several five-minute slots during the day to "let down", and slow the mind and body. Listen to relaxing music. Pray and meditate.
Make amends whenever possible. Grant forgiveness rather than nursing grudges.
To see clearly in the midst of blinding stress: Sleep eight to nine hours a night; Eat well-balanced meals; Exercise twenty to thirty minutes, thress times a week.
When overwhelmed, step back, buy yourself some time, and stop trying so hard. Everything doesn't have to be "fixed" today.
Avoidance heightens anxiety. Evaluate what can be done and do it. Don't get stuck in the quicksand of an "all or nothing" approach.
No one was designed to be Everything to Everybody. Only God can fill that job description.
Tuesday, June 19, 2007
Can you afford to live in the Charlottesville area?
Lake Monticello Beach
Lake Monticello, for buyers and realtors, continues to assist us in finding a nice home within 20 minutes of C'ville with home prices starting at $169,500 to over $600,000. Yes, indeed you can still buy a single family home at Lake Monticello for only $l69,500. Using the interstate it's a 10 minute ride, and 10 minutes on a two-lane road, and there is an easier way to get to C'ville from Lake Monticello other than Route 53. You can live inside or outside the gate and get the same amenities. Anyone interested, just email me at kehoe@move2va.com or call me (434) 980-2860 or 1-800-818-7629 for the latest and greatest in affordable housing, or contact the realtor of your choice. The responses I usually hear are, "Wow, it didn't take that long to get here. I only pay less than $600 for all these amenities and can swim in the 350 acre lake!" You are amongst 4,000 homeowners who live at the lake and have shown price increases so a good investment as well.
Here are links to two articles from "The Daily Progress" newspaper web site about increasing housing costs in Charlottesville and Albemarle County:
"High housing prices hit city in rankings":http://www.dailyprogress.com/servlet/Satellite?pagename=CDP%2FMGArticle%2FCDP_BasicArticle&c=MGArticle&cid=1173351558608&path=!news
"Housing boom benefits many but wages still lag":
http://www.dailyprogress.com/servlet/Satellite?pagename=CDP%2FMGArticle%2FCDP_BasicArticle&c=MGArticle&cid=1173351558278&path=!news
Albemarle County and Charlottesville in development are forcing new development to pay attention to affordable housing.
Albemarle County continues to grow and the county is trying to keep up with it. The county is currently doing a study on their web site on Community Development in the Eastern Connector Corridor.
Here's a link to the Albemarle County page if you'd like to participate:
http://www.albemarle.org/department.asp?department=planning&relpage=9606
Stay tuned for more info in future.
What do you think? Please post a comment.
Monday, June 18, 2007
The unexpected closes airport
Some things in life are beyond our control it appears, so we should always remember the "Serenity Prayer" as this clearly is beyond what any of us could control.
I believe this was a first for an airport, but others will be scouting the adjacent grounds as well.
The latest in rates for CD's, home equity lines & more
Rates are rising and it is a buyers' real estate market.
Keep in mind though, check with your mortgage lender, as there are lots of options and questions...
- How long will you be living in the house?
- How long will you keep the CD and not need the cash?
You have lots of options so choose wisely.
Click this link to see the latest rates: http://www.bankrate.com/brm/news/bank/Jun1407_interest_rate_roundupa1.asp
(All rates are noted and divided above the text.)
Friday, June 15, 2007
Gift ideas for the man in your life
Here are funny tips on gifts for men, for Father's Day or anytime. I got this in my Lite Rock Z95.1 email newsletter yesterday. Enjoy!
========================================================
"12.5 things for DAD'S Day"
BUYING GIFTS FOR MEN
Father's Day is Sunday. Buying gifts for men is not nearly as complicated as it is for women. Follow these rules and you should have no problems.
Rule #1: When in doubt, buy him a cordless drill. It does not matter if he already has one. I have a friend who owns 17 and he has yet to complain. As a man, you can never have too many cordless drills. No one knows why.
Rule #2: If you cannot afford a cordless drill, buy him anything with the word ratchet or socket in it. Men love saying those two words. "Hey George, can I borrow your ratchet?" "Okay. By the way, are you through with my 3/8" socket yet?" Again, no one knows why.
Rule #3: If you are really, really broke, buy him anything for his car. A 99 cent ice scraper, a small bottle of de-icer or something to hang from his rear view mirror. Men love gifts for their cars. No one knows why.
Rule #4: Do not buy men socks. Do not buy men ties. And never buy men bathrobes. I was told that if God had wanted men to wear bathrobes, he would not have invented jockey shorts.
Rule #5: You can buy men new remote controls to replace the ones they have worn out. If you have a lot of money, buy your man a big screen TV with the little picture in the corner. Watch him go wild as he flips and flips and flips. Forget the program; your entertainment is watching him have fun!
Rule #6: Do not buy any man industrial-sized canisters of after-shave or deodorant. I'm told they do not stink-they are earthy.
Rule #7: Buy men label makers. Almost as good as cordless drills. Within a couple of weeks there will be labels absolutely everywhere. "Socks. Shorts. Cups. Saucers. Door. Lock. Sink." You get the idea Again, no one knows why.
Rule #8: Never buy a man anything and then tell him he should read the instructions because the box says "some assembly required." It will ruin his special day. He will always have parts left over.
Rule #9: Good places to shop for men include Northwest Iron Works, Parr Lumber, Home Depot, Lowe's, John Deere, Valley RV Center and Les Schwab Tire. (NAPA Auto Parts and Sears Clearance Centers are also excellent men's stores. It doesn't matter if he doesn't know what the gift is. "From NAPA Auto, eh? Must be something I need. Hey! Isn't this a starter for a '68 Ford Fairlane? Wow! Thanks.")
Rule #10: Men enjoy danger. That's why they never cook (but they will barbecue). Get him a monster barbecue with a 100-pound propane tank. Tell him the gas line leaks. "Oh the thrill! The challenge! Who wants a hamburger?"
Rule #11: Men love chain saws. Never, ever, buy a man you love a chain saw. If you don't know why, please refer to Rule #7 (Remember what happens when he gets a label maker?)
Rule #12: It's hard to beat a really good wheelbarrow or aluminum extension ladder. Never buy a real man a stepladder. It must be an extension ladder. No one knows why.
Rule #12.5: Rope. Men love rope. It takes us back to our cowboy origins, or at least the Boy Scouts. Nothing says "I love you" like a hundred feet of 3/8" manila rope. No one knows why.
Reprinted from RADIO ONLINE.
Fun & Helpful Web Sites
I will be sharing web sites with you regularly on my blog that I think are really fun and helpful. You can find all of them on the left side. This week I want to tell you about three sites.
HGTV has some great free email newsletters, filled with tips for your home. You can choose from these newsletters on their site (http://www.hgtv.com/hgtv/newsletter): Ideas, Decorating, Gardening, Kitchen Design, Bath Design, and Quilting. I love the decorating newsletter! It's chock full of tips and ideas.
My favorite radio station is Lite Rock Z95.1 (http://www.literockz951.com/). I listen to it in the car and in the office. They have great music and fun contests! They have a community calendar on their web site, and you can also learn about the contests.
Taylor Hicks, last year's winner of American Idol, is coming to The Paramount Theater July 5 (http://www.theparamount.net/calendar_shows_TaylorHicks.aspx). Go to the web site to learn more and buy tickets.
I started watching American Idol this year, I was rooting for Melinda. I was sorry she didn't win, but I'm sure she'll be successful in the future.
Thursday, June 14, 2007
Development in Albemarle County
"Developments given go-ahead"
By Jeremy Borden
June 14, 2007
Click here to read the article, then see my comments below: Developments given go-ahead
I welcome your comments on development in the area. Here are my thoughts on this article...
Albemarle County only has so many acres available for development, and I believe we should be
careful as we develop.
Albemarle County in my opinion, asked the developers to give more to proffers of the county, and they did so. As long as our roads and schools are carefully watched for impact, the developers can help promote Albemarle County, and add to the tax base for all, I believe they should have a fair chance.
Glenmore after several years finally got approved.
Albemarle County and the city of Charlottesville are a special place to live, and we should strive to keep it that way.
Please leave a comment with your thoughts... both positive and negative are appreciated!
Thanks for visiting my blog!
My commitment to you is to offer items of value to you every week which will be of benefit to you. It may be related to real estate, or entertainment, or household.
You’ll note this blog is your source to the central Virginia area. The weather, links and more! And any suggestions would be most welcome!
Guaranteed satisfaction is what this blog offers, and I commit to serve you well. "Excellence" and "The Key To Your Success" say it all.
As a first article the most important thing is to remember "Why Charlottesville”. You can see a list of accolades presented to the Charlottesville area on the left side of my blog at the bottom. We are highly rated for so many reasons as you’ll see.
Please feel free to add your comments... and I personally could write a book on
Charlottesville!
I am not a native Virginian, but a yankee transplant and moved to the area in 1976 after looking for Camelot all over the country. This Is It!!!!!!!!!!!!!!!!!!!
In fact, each week, I will give you another reason why Charlottesville is so special, and so for any of you that would like to have your comments published in the main part of my blog, please let me know.
- RE/MAX 100% Club, Hall of Fame, ABR, CRS, SRES, GRI, CRB, ePRO, CLHMS, Broker
- 27+ years experience and over 3,000 happy buyers/sellers
- Able to share, show and sell every property on the market
- Excellence guaranteed & 24 hour/7 day access! - Residential, land, farms, estates, investment
- Serving Charlottesville and all surrounding counties including Lake Monticello, Stoney Creek/Wintergreen & more!
Again, thanks for visiting, and please come back often! I'm going to try to post every day!
Karen J. Kehoe
Excellence In Charlottesville
“The Key To Your Real Estate Success and More”
www.MoveToCharlottesville.com
